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FREE ONLINE BUSINESS TOOL · FINANCE

Service Pricing Wizard

Know what to charge before you send a quote. Price jobs with labour, expenses and healthy margins.

Billable hoursOverheadsRate planning
✦ Full standard tool free · No account required
YOUR WORKSPACE

Make something useful.

Enter the details, review your result, then copy or export. No account and no AI required.

01 Make it yours02 Check the result03 Take it away
WORKED EXAMPLE

See a real task before you start

Estimate a two-hour job, add travel, materials and overhead and set your target margin.

01 · CREATE

Make it yours

Fill in the details below.

SILVER IVY · MEMBER WORKSPACE

Keep this work for next time

Guests can keep using this tool. Members can save and resume drafts across devices, with no AI required.

Sign in to save across devices ↗
Your private workspace

Save or export a complete editable draft, including repeated line items. Files and passwords are never included. JSON backups stay on your device unless you choose to share them.

02 · REVIEW

Your result

See the output and use its export controls when ready.

Ready when you are

Complete the form to get started.

BEFORE YOU SHARE

Quality checkpoint

  • Account for unbillable time and overhead
  • Recheck after actual job expenses are known
Useful without AI. Every time.

The calculator, builder or download above works independently. AI Assist is an optional explanation and writing helper, never required to complete the core task.

PRACTICAL GUIDE · Finance

Quote service jobs with enough room for profit

Service businesses often underprice by counting visible hours but forgetting rent, administration, unbillable time and materials. A useful quote should cover direct costs, a sensible share of overhead and a deliberate profit target. Margin is not the same as markup, so use a margin-based calculation when that is your goal.

WHAT REALLY MATTERS

Before you start

Hourly rates should account for non-billable time, admin, marketing, equipment, travel and predictable downtime. A freelancer who bills only half a working week needs to recover overhead over those billable hours, not the entire month.

How to use this tool

  1. Enter monthly overhead and realistic billable hours, not every hour you happen to work.
  2. Estimate the job hours, materials and travel costs.
  3. Choose a target margin and review the suggested job price, cost breakdown and effective hourly rate.

A real-world example

If overhead is R20,000 a month and there are 100 billable hours, overhead allocation is R200 per billable hour before direct materials and profit.

Good to know

Do not forget tax, payment fees, revision time and risk buffers where they apply. The result is a planning estimate, not a guaranteed profitable price.

QUALITY CHECKLIST

Check this before you finish

  • Estimate realistically billable hours per month.
  • Include owner compensation and recurring overhead.
  • Compare target rates against what the market will pay.
COMMON MISTAKE

What to avoid

Do not treat every hour worked as an hour a customer will pay for.

WHAT THIS TOOL ACTUALLY DOES

Generate a rational rate baseline to refine for project complexity and client value.

Frequently asked questions

Why use billable rather than total hours?

Business administration, meetings and prospecting consume time that may not be invoiced, but their cost still needs covering.

How do I turn the result into a quote?

Use the calculated price as a starting point in the Quotation Generator, then describe the scope and exclusions clearly.