Business Cashbook & Expense Tracker
Record cash movements and export your own backups. Track cash income, expenses and closing balances.
Make something useful.
Enter the details, review your result, then copy or export. No account and no AI required.
See a real task before you start
Record sales income, a supplier payment and opening balance.
Add business transactions
Track cash in, cash out and balances.
Keep this work for next time
Guests can keep using this tool. Members can save and resume drafts across devices, with no AI required.
Save or export a complete editable draft, including repeated line items. Files and passwords are never included. JSON backups stay on your device unless you choose to share them.
Your result
See the output and use its export controls when ready.
Complete the form to get started.
Quality checkpoint
- Import bank data carefully and remove duplicates
- Export a local backup before closing the tab
The calculator, builder or download above works independently. AI Assist is an optional explanation and writing helper, never required to complete the core task.
Keep a simple business cashbook with exportable records
A reliable cashbook lists when money came in, when it went out and how those movements affect your bank or cash balance. Start with an opening balance, record transactions with their actual dates and clear descriptions, and categorise them consistently. This lightweight tracker works locally in your browser, summarises monthly income and expenses, and exports CSV, JSON backups and a summary PDF. It is a management worksheet, not double-entry bookkeeping, a VAT return, a live bank feed or an accountant-verified set of financial statements.
Before you start
A cashbook is a day-to-day record of money actually received and paid. Consistent categories make monthly reviews useful, and an opening balance lets you track movement over a period. Use bank statements to reconcile rather than rely on memory.
How to use this tool
- Choose an opening balance and add dated income and expense entries with sensible categories.
- Review the transaction list, closing balance and category breakdown before deciding what needs attention.
- Download CSV to reconcile with your bank statement and retain a JSON backup if you wish to load your worksheet again later.
A real-world example
You receive R8,000 from a customer and pay R1,200 for hosting and R750 for fuel. The cashbook shows R8,000 receipts, R1,950 payments and a net cash movement of R6,050.
Keep supporting invoices and receipts. A cashbook explains movement of money, but cannot by itself determine profit or VAT obligations.
Check this before you finish
- Record each transaction date and reference.
- Split private and business spending appropriately.
- Reconcile the closing balance to the bank.
What to avoid
CSV data alone is not double-entry accounting or independently audited financial statements.
WHAT THIS TOOL ACTUALLY DOESExport a working income-and-expense record for further bookkeeping.
Frequently asked questions
Does the cashbook connect to my bank?
No. This edition is manual and can export CSV. It does not have your bank passwords or receive banking data.
Are my transactions stored online?
No. You can export a backup to your device, but no account-based cloud persistence is included.
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Use the next tool when you're ready, without rethinking the whole workflow.
